IHG One Rewards members can save 12% on the cash portion of Points & Cash Reward Nights for stays through November 16, 2026.
Bookings must be made by November 2, 2026 while signed in to an eligible account.
Points & Cash uses your existing points and buys the remaining points at checkout, so you can complete an award stay even when your balance is short.
You can view this offer and search Points & Cash rates on the official IHG page.

How The 12% Cash Discount Works
Eligibility and channels
Sign in to IHG One Rewards on IHG’s official site or app.
The discount applies only to the cash portion of Points & Cash bookings.
Some members see the offer in rate search; always confirm the discounted cash price before payment.
Booking and stay windows
Book by: November 2, 2026.
Stay by: November 16, 2026.
Both the booking date and check-in date must fall inside the offer windows.
Points & Cash mechanics
You pay with existing points plus a cash amount that buys the missing points.
The whole booking is completed as a Reward Night, not as a cash rate.
The 12% discount reduces the displayed cash portion used to purchase points.

Who Should Use It
Short on points for a full award
Good when you have some IHG points but not enough for the full points price.
Compare several “existing points + cash” tiers before booking.
Confirmed trips before mid-November
Business stays, weekend trips, and family stays work well.
Use the discount to lower the cash cost of bought points.
Brands and scenarios
Luxury and lifestyle: InterContinental, Regent, Kimpton, Hotel Indigo, voco.
Business: Crowne Plaza, Holiday Inn, EVEN.
Select service: Holiday Inn Express, Garner, and other participating brands.
| Trip type | Example IHG brands | Points & Cash use |
|---|---|---|
| Resort and city leisure | InterContinental, Regent, Kimpton, Hotel Indigo, voco | Pay existing points, buy the rest with 12% off cash |
| Business and short stays | Crowne Plaza, Holiday Inn, EVEN | Compare 2–3 night tiers for lowest discounted cash |
| Budget award stays | Holiday Inn Express, Garner, eligible select brands | Small point gap means smaller cash portion after 12% off |
Step-By-Step Booking
Search with sign-in
Open the official IHG Points & Cash page.
Sign in, choose city, dates, and reward-night rate preference.
Compare cash tiers
Review each “existing points + cash” option.
If eligible, the cash portion shows the 12% discounted price.
Pick the tier with the lowest total cash after discount.
Pay and confirm
Complete the points purchase with a valid payment method.
Confirm check-in on or before November 16, 2026.
Save the confirmation and discounted cash amount for reference.
Cancellation Rules
Award cancellation
Cancel within the hotel’s policy and all points, including purchased points, return to your account.
The cash used to buy points is not refunded.
Best practice
Book only confirmed dates to avoid unnecessary point purchases.
Check each hotel’s cancellation deadline before payment.
FAQ
Is the 12% shown for every account?
Not always. Search while signed in; if the discounted cash price appears at checkout, the offer applies to that booking.
Does Points & Cash earn room points?
Reward Night bookings, including Points & Cash, are non-qualifying for room-rate points; other eligible charges may still earn per program rules.
Should I use Points & Cash or buy points separately?
If you only need points for one confirmed award, Points & Cash is faster. If you need points for many future stays, compare with regular buy-points promotions before purchasing.