IHG One Rewards Points & Cash 12% Off Cash Portion: Book By Nov 2, Stay By Nov 16, 2026

IHG One Rewards members can save 12% on the cash portion of Points & Cash Reward Nights for stays through November 16, 2026.

Bookings must be made by November 2, 2026 while signed in to an eligible account.

Points & Cash uses your existing points and buys the remaining points at checkout, so you can complete an award stay even when your balance is short.

You can view this offer and search Points & Cash rates on the official IHG page.

How The 12% Cash Discount Works

Eligibility and channels

Sign in to IHG One Rewards on IHG’s official site or app.

The discount applies only to the cash portion of Points & Cash bookings.

Some members see the offer in rate search; always confirm the discounted cash price before payment.

Booking and stay windows

Book by: November 2, 2026.

Stay by: November 16, 2026.

Both the booking date and check-in date must fall inside the offer windows.

Points & Cash mechanics

You pay with existing points plus a cash amount that buys the missing points.

The whole booking is completed as a Reward Night, not as a cash rate.

The 12% discount reduces the displayed cash portion used to purchase points.

Who Should Use It

Short on points for a full award

Good when you have some IHG points but not enough for the full points price.

Compare several “existing points + cash” tiers before booking.

Confirmed trips before mid-November

Business stays, weekend trips, and family stays work well.

Use the discount to lower the cash cost of bought points.

Brands and scenarios

Luxury and lifestyle: InterContinental, Regent, Kimpton, Hotel Indigo, voco.

Business: Crowne Plaza, Holiday Inn, EVEN.

Select service: Holiday Inn Express, Garner, and other participating brands.

Trip type Example IHG brands Points & Cash use
Resort and city leisure InterContinental, Regent, Kimpton, Hotel Indigo, voco Pay existing points, buy the rest with 12% off cash
Business and short stays Crowne Plaza, Holiday Inn, EVEN Compare 2–3 night tiers for lowest discounted cash
Budget award stays Holiday Inn Express, Garner, eligible select brands Small point gap means smaller cash portion after 12% off

Step-By-Step Booking

Search with sign-in

Open the official IHG Points & Cash page.

Sign in, choose city, dates, and reward-night rate preference.

Compare cash tiers

Review each “existing points + cash” option.

If eligible, the cash portion shows the 12% discounted price.

Pick the tier with the lowest total cash after discount.

Pay and confirm

Complete the points purchase with a valid payment method.

Confirm check-in on or before November 16, 2026.

Save the confirmation and discounted cash amount for reference.

Cancellation Rules

Award cancellation

Cancel within the hotel’s policy and all points, including purchased points, return to your account.

The cash used to buy points is not refunded.

Best practice

Book only confirmed dates to avoid unnecessary point purchases.

Check each hotel’s cancellation deadline before payment.

FAQ

Is the 12% shown for every account?

Not always. Search while signed in; if the discounted cash price appears at checkout, the offer applies to that booking.

Does Points & Cash earn room points?

Reward Night bookings, including Points & Cash, are non-qualifying for room-rate points; other eligible charges may still earn per program rules.

Should I use Points & Cash or buy points separately?

If you only need points for one confirmed award, Points & Cash is faster. If you need points for many future stays, compare with regular buy-points promotions before purchasing.

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